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FAQ Answered: What is a Consumer Proposal?
Does a Consumer Proposal Affect My Credit Score? Yes, filing a consumer proposal will affect your credit score. Your score…
How To Negotiate With Creditors And Regain Financial Control
If you’re drowning in bills or struggling to keep up…
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Dept Management
Made Money Mistakes? Here’s How To Forgive Your Financial Past
Let’s get real. If you’ve ever maxed out a credit card, drained your savings, avoided…
How To Budget When You Have An Irregular Income
Maybe you’re a freelancer or gig worker. Maybe you’re going through a career pivot, or…
How To Budget With No Money: 8 Steps When Starting From Zero
Budgeting is often painted as something you do once you “have enough money.” But the…
How To Stop An Impulse Purchase
Have you ever made a purchase you weren’t intending to make? Maybe you saw a…
How To Reset Your Finances After A Rough Year
Have you ever had one of those years where the math just didn’t math? The…
3 Easy Ways to Invest Without the Stock Market
If the idea of investing makes your eyes glaze over because all you can think…
4 Tips to Change New Year’s Resolutions Into ResultsFind Success With Financial Goals
Tip 3: Learn How to Create a Better ‘To Do’ List When we make resolutions,…
Small business owners remain ‘cautiously optimistic’ heading into 2026
Many small business owners are betting on growth in the year ahead, even as inflation,…
Practical Tips to Avoid Debt During the Holiday Season
With less than a week to go before the big day, you’ve got the big…
BNPL vs Credit Cards: Which Holiday Payment Option Costs You More In The New Year?
The short answer, while credit cards technically cost more in interest (if balances are carried),…
Low-Cost DIY Gift Ideas: Show You Care Without Debt
This past Thanksgiving weekend saw a record-breaking 203 million shoppers, surpassing the 197 million in…
Tips to Protect Your Credit Card When Last Minute Holiday Shopping
What Is the 4 Gift Rule for Christmas? A Financial Safety Net What the 4-gift…
How to Avoid Holiday Scams in 2025: 6 ways to Protect Your Wallet
Holiday scams have become more challenging to spot than ever, especially with the rise of…
5 Toxic Money Beliefs That Kept Me Financially Stuck (What I Believe Now)
Let’s talk about the real things that keep us stuck financially. Not just overspending. Not…
How To Start 2026 Debt-Free: Your Year-End Financial Reset Checklist
At the end of the year, many people pause to reflect on what worked and…
