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Why Debt Forgiveness Is Not As Forgiving As It Looks
Key takeaways With debt forgiveness, creditors pardon some or all of your debt. Various types…
What Can Creditors Take In A Bankruptcy?
Key takeaways In a Chapter 7 bankruptcy, creditors can seize certain assets to repay the…
My Realistic Monthly Budgeting Routine (A Breakdown)
If you’ve ever opened your budgeting app or spreadsheet and instantly felt overwhelmed, trust me,…
What A Federal Reserve Rate Cut Could Mean For Consumers
When the Federal Reserve cuts interest rates even by just 0.25%, it will have a…
Who is responsible for debt after divorce?
Key takeaways A divorce decree outlines which spouse is legally responsible for each debt after…
How Changing Interest Rates Impact Your Personal Finances
Key Insights Interest rates directly affect borrowing, saving, and investing decisions. Higher rates make loans…
How to Use a Credit Card as a First-Year Student
How First-Year Students Should Manage Credit Cards Responsibly Understanding how first-year students should manage credit…
Why the Debt Snowball Method Is Best for Your Mental Health and Money
When I finished graduate school, I had $72,000 in student loans weighing me down. But…
Escaping the Debt Settlement Trap
Key Takeaways Debt Settlement Drawbacks: Often leads to high fees, unfinished results, and credit score…
FIRE May Make Building Multi-Generational Wealth Impossible
If you want to FIRE, one of my regrets was pulling the ripcord too early…
8 Black Women Financial Experts You Need To Know
Black women are rising—leading as the fastest-growing group of entrepreneurs in the country. A major…
Fix These 7 Common Money Mistakes To Reach Your Goals
Let’s be honest, some of the most damaging money habits don’t feel like mistakes at…
