Debt Management

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Why Debt Forgiveness Is Not As Forgiving As It Looks

Key takeaways With debt forgiveness, creditors pardon some or all of your debt. Various types…

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What Can Creditors Take In A Bankruptcy?

Key takeaways In a Chapter 7 bankruptcy, creditors can seize certain assets to repay the…

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Who is responsible for debt after divorce?

Key takeaways A divorce decree outlines which spouse is legally responsible for each debt after…

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How to Use a Credit Card as a First-Year Student

How First-Year Students Should Manage Credit Cards Responsibly Understanding how first-year students should manage credit…

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Why the Debt Snowball Method Is Best for Your Mental Health and Money

When I finished graduate school, I had $72,000 in student loans weighing me down. But…

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Credit Card Debt Consolidation With a Low Interest Credit Card

Is this method of consolidating debts a good idea? If you are considering using a…

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Do Medical Bills Affect Your Credit? Rules Change Again

MoMo Productions/ Getty Images Key takeaways As of July 2025, a federal judge abolished proposed…

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What Is An Automatic Stay In Bankruptcy?

Key takeaways An automatic stay prevents creditors from taking action to collect on certain debts…

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Should First Year Students Get a Credit Card? Pros, Cons, and TipsĀ 

Pros of Having a Credit Card as a First-Year Student: Benefits of Student Credit Cards…

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What Is The Statute Of Limitations On Debt?

Key takeaways There is a statute of limitations on debt, but it varies depending on…

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