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Personal Finance
Chime Aims For $11 Billion IPO Valuation
San Francisco-based Chime, the largest digital bank in America, wants to go public at a…
What Is Trump’s Plan for Taxes on Overtime?
A Trump-backed tax plan currently advancing through Congress proposes significant changes to the federal taxation…
The Federal Reserve continues pause on interest rate cuts, expects two cuts later this year
The Federal Reserve just met to discuss the possibility of interest rate cuts. This time…
When Did Travel Credit Cards Start Turning Into Coupon Books?
Travel credit cards used to be simple. Or at least simpler. You use them for…
Trump’s Tax Plan for Capital Gains Taxes
With the Tax Cuts and Jobs Act (TCJA) set to expire at the end of…
Can You Contribute to a Roth IRA Without Having Earned Income?
You generally need earned income—such as wages, tips, or self-employment income—to contribute to a Roth…
Younger Americans are loving ROTH IRAs
More savers are embracing the tax-advantaged accounts, and many will contribute leading up to tax…
6 Ideas To Fix the Student Debt Crisis That Aren’t in Trump’s Bill
The Big, Beautiful Bill was already making its way through Congress in mid-May when I…
De Minimis: 2025 Trump Changes and Effects on Consumer Costs
The term de minimis refers to a U.S. customs rule that exempts low-value imports—typically under…
401(k) Millionaires by Age Group
Becoming a 401(k) millionaire represents a significant milestone in retirement planning. According to recent data,…
45% of Generation X is not confident about their retirement
As Generation X continues getting closer to retirement, some have less than rosy views about…
Want To Delay RMDs? Check Out a QLAC
Once you hit age 73, IRS rules say you must start taking required minimum distributions…
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