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Personal Finance
What is the average interest rate for savings accounts?
Images by Getty Images; Illustration by Issiah Davis/Bankrate The average savings account rate is a…
Should you use a personal loan to invest and build wealth?
Key takeaways Personal loans are generally free of spending restrictions, so you can potentially use…
Trump Tax Plan: Homeschool Tax Credit
The Trump-backed tax plan currently advancing through Congress could bring meaningful changes to how education…
Employee Deferral vs. Roth Deferral
If you have to choose between a traditional or Roth deferral, you will have to…
Want to save more for retirement? First, imagine your future self
It isn’t always easy to save for retirement, in part because for many people it…
What Is Trump’s Plan for Taxes on Overtime?
A Trump-backed tax plan currently advancing through Congress proposes significant changes to the federal taxation…
Do You Pay Taxes on 457(b) Withdrawals After Age 70?
If you are approaching retirement and have savings in a 457(b) retirement plan, you might…
The Federal Reserve continues pause on interest rate cuts, expects two cuts later this year
The Federal Reserve just met to discuss the possibility of interest rate cuts. This time…
When Did Travel Credit Cards Start Turning Into Coupon Books?
Travel credit cards used to be simple. Or at least simpler. You use them for…
Trump’s Tax Plan for Capital Gains Taxes
With the Tax Cuts and Jobs Act (TCJA) set to expire at the end of…
Can You Contribute to a Roth IRA Without Having Earned Income?
You generally need earned income—such as wages, tips, or self-employment income—to contribute to a Roth…
Younger Americans are loving ROTH IRAs
More savers are embracing the tax-advantaged accounts, and many will contribute leading up to tax…
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